Life is busy…that’s what I find myself saying far too often. During the fall months, I’m running around like a chicken with my head cut off trying to balance our family’s schedule. Between the beginning of school, changeover in seasonal clothing and the kids activities starting up again…well to say I’m frazzled is an understatement.
Somehow my attention to the little details is scattered, outside of work time I seem to be running on half a brain where I can only focus on the big things. This finds me often standing at a cash register with no cash on hand. I just don’t have time to go to the bank machine and fill my wallet these days.
It may seem like a little thing but when you’re standing at the register with a schedule to keep, the last thing my hurried brain wants to do is incur credit card fees for my smaller, last-minute purchases.
Thankfully I have Interac Flash which allows me to simply hold my card over the terminal for a moment and be on my way in minutes. It’s faster than typing in my PIN number and there are no fees like when using my credit card!
WHAT?? Yes friends, it’s that easy. Let me give you an overview of what using Interac Flash actually looks like:
- Make sure your bank card has Interac Flash enabled; card with this will feature this symbol
- Hold your card over a terminal which accepts Interac Flash
- A beep and/or “approved” message on the terminal will acknowledge your transaction is complete.
Interac Flash Security
The convenience of Interac Flash can’t be negated; it is the secure, contactless enhancement of Interac Debit. It saves time, but what about the security of Interac Flash? If it’s this easy there must be worries right? Wrong!
- Individual Transaction Limit: Interac Flash is for small transaction limit of $100,
- Periodic Pin Verification: Interac Flash has a safety limit in place to verify you are the rightful cardholder. This limit is set by your Financial Institution or Credit Union and is currently typically up to $200. It is the total of all Interac Flash transactions made with your card since the last time you entered your PIN. When this limit is reached, you will be asked to insert your card and enter your PIN. This will reset your limit so you can continue to use Interac Flash.
- Zero Customer Liability: In the event that your card is somehow used without your permission, as an Interac cardholder, you will not have to pay for unauthorized transactions. This includes losses resulting from technical errors, system problems or fraud. In such cases, you must make a claim with your financial institution for losses incurred. If the claim is determined to be valid, you will be reimbursed by your financial institution.
- Protection from Fraud Tatics: Chip-enabled Interac Debit and Interac Flash cards are extremely secure and are protected from fraud tactics such as skimming, duplicating and electronic pick-pocketing. Chip techonology helps ensure that no information can be captured by criminals to conduct fraudulent transactions or create identity theft. The numbers speak for themselves: Interac debit card fraud losses as a result of skimming are at an all-time low, having dropped 88% since 2009.
I’ve been using Interac Flash for my everyday purchase for over a year now and I rely on it for ease and security. It’s super simple, quick and I have the confidence in the security to know that my transactions are safe. I suggest you check it out; it’s a product I’d recommend.
Mark your calendars friends; we’re having a Twitter party!!
Twitter Party Details:
Date/Time: September 15 9pm EST
RSVP Below by adding your Twitter name (ie. @SoberJulie) in the URL field and your Twitter link (ie. https://twitter.com/SoberJulie)) in the Name field
Disclosure: I am participating in the INTERAC #flashsecurity campaign managed by SJ Consulting. I received compensation in exchange for my participation in this campaign. The opinions on this blog are my own.